I am the victim of an unusual credit card fraud.?

Posted by deadrat at: 2008-02-29 02:56:43
Last weekend I had a party while my parents were away. It appears someone has gone on my p.c and logged into my online poker account. The culprit has then made a rather large deposit, (£750) using my mums visa card. Would we have any protection against this? or because the online poker account is is my name is it my responsability? The poker client had remember password ticked so the culprit could just auto login. Please help.

Posted by trekker at: 2008-02-29 03:00:48
Your problem for not looking after your own security

Posted by laraby9 at: 2008-02-29 03:00:13
you are screwed now, those poker things dont have security protection that allows you to obtain your money back.

Posted by bohemianelsie at: 2008-02-29 03:29:49
more like you have taken the money and you want to see if you will get into trouble and if you don't then you can spend it all. very suspect

Posted by jibbarjabar at: 2008-02-29 03:09:48
Have your mom call the online gaming place and tell them she did NOT authorize that transaction, and that someone else used her card fraudulently. And call the credit card company and tell them the same thing. Maybe they'll do something, maybe they won't. Technically, if you didn't authorize the transaction, they're not supposed to hold you accountable for it. Since the card is in your mom's name and not yours, there might be a chance she can get her money back, but I doubt they're going to believe your 'remember password box' story. I don't. If after several weeks none of that works, invite your mom up for some online poker and try to win the money back. Besides, isn't there a way for you to "cash out" of those things? How else do you collect your winnings

Posted by Robert W at: 2008-02-29 03:03:55
Your Mum goes away and leaves her Visa card at home and in plain site for others to see and use? How strange!

Posted by whatdoitypehere at: 2008-02-29 03:07:03
I'd definitely report it to the police. It could be part of a pattern of incidents that might lead to the culprit being caught. You say a deposit was made - do you mean into someone's private bank account? if so you should be able to get that information from the bank, which may help. It's also worth talking to your bank, telling them a fraudulent withdrawal has been made, they may be able to reverse the transaction.

Posted by Nev the Bear Esq at: 2008-02-29 03:01:50
I don't think you'd have a leg to stand on in any battle with the CC company sorry. I guess that you'd just have to put this down to experience an expensive mistake though.

Posted by Champagne at: 2008-02-29 03:00:39
Is that what you told your mum ?

Posted by Alex at: 2008-02-29 03:42:51
Just tell your mum, and remember when you start work you owe your mum £750 plus interest.

Posted by BIG M at: 2008-02-29 03:01:03
Although technically fraud, you'll have a hard time convincing the credit card company.